Aminda RS, Bimo WA, Marlina A, Mahmud KS, Handayani T. Determinasi Akses Kredit Formal UMKM Sektor Makanan Minuman Masa Pandemi. Moneter [Internet]. 2022 Oct. 31 [cited 2024 May 9];10(2):52-61. Available from: https://ejournal.uika-bogor.ac.id/index.php/MONETER/article/view/8543