KURNIAWANTI, R.; NAZAR, J. ANALISIS SISTEM PENAGIHAN TELAT BAYAR DALAM PINJAMAN ONLINE MELALUI APLIKASI ADAKAMI. YUSTISI, [S. l.], v. 12, n. 3, p. 339–354, 2025. DOI: 10.32832/yustisi.v12i3.21618. Disponível em: https://ejournal.uika-bogor.ac.id/index.php/YUSTISI/article/view/21618. Acesso em: 5 dec. 2025.