Seprianti, V. D., & Lubis, I. (2025). Analysis of the Level of Understanding of the Binjai City Public Towards the Use of Non-Cash Payments. Neraca Keuangan : Jurnal Ilmiah Akuntansi Dan Keuangan, 20(2), 303–310. https://doi.org/10.32832/neraca.v20i2.18230