YUSYAWIRU, N.; DERYANE, I.; NASUTION, F. B.; HADIBRATA, M.; DWIPANANDA, R. F. The Influence of Micro-Financing and Educational Levels on Fishermen’s Financial Management with Financial Literacy as a Moderating Variable. Neraca Keuangan : Jurnal Ilmiah Akuntansi dan Keuangan, [S. l.], v. 21, n. 1, p. 200–217, 2026. DOI: 10.32832/neraca.v21i1.22458. Disponível em: https://ejournal.uika-bogor.ac.id/index.php/neraca/article/view/22458. Acesso em: 18 jun. 2026.