SALWA NURAENI; NINGSIH, W.; FITRI SYAKINAH. Effect of Financial Literacy and Financial Inclusion on Financial Behavior Moderated by Self-Control. Neraca Keuangan : Jurnal Ilmiah Akuntansi dan Keuangan, [S. l.], v. 21, n. 1, p. 13–25, 2026. Disponível em: https://ejournal.uika-bogor.ac.id/index.php/neraca/article/view/23088. Acesso em: 30 apr. 2026.