Fatmawati, R., Prihatiningtyas, S. and Hartati Setyowarni, S. (2026) “Organizational Culture, Social Capital, Financial Literacy, and SME Performance in Coastal Economy: Evidence from Kenjeran, Indonesia”, Neraca Keuangan : Jurnal Ilmiah Akuntansi dan Keuangan, 21(1), pp. 38–50. doi: 10.32832/neraca.v21i1.23154.